Banking/Finance for Business

Offering Products including:

• Business Checking
• Certificates of Deposit, Money Market Accounts
• Bank Card Services
• Commercial Loans
• Equipment Financing
• SBA Loans
• Small Business Lending
• and more

Community Banks

A community bank is a locally owned and operated financial institution. They address the needs of a community by offering loans to small-business owners or personal loans to individuals. Typically operating with significantly smaller assets, the appeal of a community bank is the social relationship it has with customers.

Regional Banks

A regional bank is a bank with a primary market in a regional or metropolitan area but takes deposits from throughout the state in which it is located. It is typically more expansive than a community bank, but more restrictive than a national financial institution.

National Banks

A national bank is a financial institution chartered by the national government.  National banks market and operate across the United States. It is also required to be a member of the Federal Reserve System.

Credit Unions

A credit union is a type of not-for-profit financial institution controlled by its members, the people who deposit money into it. While traditional banks are run by shareholders whose goal is to maximize profits, credit unions return all profits to its members in the form of more favorable interest rates. Because of this, credit unions run considerably smaller operations and may serve more limited needs than traditional banks.

Accountants

Accountants are financial professionals who have received an accounting degree from a four-year university or college. By trade, accountants prepare, maintain and examine the financial statements of an individual, business or institution. An accountant prepares reports for tax purposes and can also perform audits of public companies. Common tasks include creating budgets, analyzing profits and losses of a company, processing payroll, preparing financial statements for company leadership, and creating and maintaining financial database systems for a company.

Accountants do not automatically have a Certified Public Accountant (CPA) designation unless they have passed the Uniform CPA Examination and received the proper license. Regardless of whether they are CPA certified or not, accountants can assist businesses and individuals with bookkeeping and financial reporting, while CPAs are more knowledgeable in tax codes as a result of the CPA licensing examination and continuing education requirements

Auditors

An auditor is a person or a firm appointed by a company to execute an audit. To act as an auditor, a person should be certified by the regulatory authority of accounting and auditing or possess certain specified qualifications.

Tax Preparation

Tax preparation is the process of preparing tax returns, often income tax returns, often for a person other than the taxpayer, and generally for compensation. Tax preparation may be done by the taxpayer with or without the help of tax preparation software and online services.

Financial Advisors

A financial advisor is a professional who provides expertise for clients' decisions around money matters, personal finances, and investments. Financial advisors may work as independent agents or they may be employed by a larger financial firm.