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Covid-19 Updates for Businesses

Covid-19 Updates for Businesses

The Chamber Office is open!
To protect the health and safety of our staff and members, please read the following guidelines:
1. If you or anyone in your home if feeling sick, has a fever, or other respiratory conditions, we ask that you do NOT come into the  building.
2. Face coverings/masks must be worn by everyone while inside the building.  A minimum of 6-foot social distancing should be maintained.
3. Please do not touch the printed materials. If you would like business cards, brochures, magazines, etc., please ask and we will provide you with the materials.
Due to Covid-19, we will no longer being accepting eye glasses. Walgreens at 151 NW Hwy. has a drop off box.  

Phase 4 Guidelines for Restaurants and Bars - Added June 25, 2020
Phase 4 Guidelines for Reopening | Illinois Department of Commerce & Economic Opportunity - Added June 22, 2020
Phase 4 Announcement from the Governor's Office - Added June 22, 2020
City of Crystal Lake COVID-19 Business Transition Grants - Added May 27, 2020
McHenry County Health Department - Phase 3 Restore Illinois for Restaurants and Bars - Required Staff Training PowerPoint - Added May 27, 2020
McHenry County Mental Health Resource Guide 2020 - Added May 19, 2020
McHenry County Department of Health Preparedness Guide, PPE Guide, & Symptom Monitoring Spreadsheet - Added May 18, 2020
The Crystal Lake Chamber's COVID-19 Business Reopening Toolkit - Added May 8, 2020
Restore Illinois: A Public Health Approach To Safely Reopen Our State - Released May 5, 2020

Governor's Stay at Home Executive Orders

Notification of Revised Stay at Home Executive Order - Updated April 30, 2020 at 9:00 PM
View the Executive Order from the Governor of the State of Illinois
Notification of Revised Stay at Home Executive Order - Updated April 1, 2020 at 3:00 PM
View the Executive Order from the Governor of the State of Illinois
Notification of Stay at Home Executive Order - Updated March 20, 2020 at 4:30 PM
View the Executive Order from the Governor of the State of Illinois

Guidance for Businesses from the Governor's Revised
Stay at Home Executive Order - Updated April 30, 2020

Guidance from the McHenry County Department of Health
Memorandum to McHenry County Food Establishments - Dated May 1, 2020

Guidance from the Illinois Department of Public Health and the Illinois Attorney General
Workplace Health and Safety Guidance for Employees and Staff of Illinois Businesses - Dated May 1, 2020

Guidance from the Illinois Department of Commerce regarding Occupancy Limits for Businesses
Alternative Occupancy Restrictions for Essential Stores - Dated May 1, 2020

Click here for the Covid-19 Business Preparedness Checklist

(Information provided by the City of Crystal Lake Economic Development Department)

Paycheck Protection Program

  • Forgivable loans to small businesses up to $10 million to pay their employees during the COVID-19 crisis.
  • Small businesses are able to apply now to cover expenses incurred between February 15, 2020 and June 30, 2020.
  • Click here to view a list of approved SBA 7(a) lenders.
  • Click here to view the application.

SBA- Economic Injury Disaster Loan
Due to high volume, apply between 7pm-7am or on the weekends.

  • Loans up to $2 million.
  • Funds fixed debts, payroll, accounts payable and other bills that can’t be paid.
  • Interest rate for small businesses is 3.75%.
  • Interest rate for non-profits is 2.75%.
  • Visit the Small Business Association website to apply on-line.

SBA Disaster Assistance Customer Service Center 
Phone: 1-800-659-2955 

Illinois Small Business Emergency Loan Fund

  • DECO and IDFPR will offer a program that small businesses with fewer than 50 workers and less than $3 million in revenue in 2019 can apply to get a low interest loan up to $50,000.
  • Businesses should complete and submit a statement of interest prior to April 1st.
  • Eligible businesses will be invited to submit a full application beginning April 1st.
  • Click here to complete a statement of interest.

For assistance with additional questions, please email

Small Business Debt Relief Program

  • Immediate relief, automatically applied to all existing small business SBA 7(a) loans, 504 loans, and microloans.
  • SBA will cover all loan payments on these SBA loans, including principal, interest, and fees, for six months.

For assistance with additional questions about applying for this program contact a participating local lender or the existing lender that issued the SBA loan.

Additional Resources available for download:

Current Business Assistance Plans Available

Paycheck Protection Program - Step by Step Guide

SBA- Economic Injury Disaster Loan - Step  by Step Guide

Illinois Small Business Loan Fund - Step by Step Guide  

Small Business Debt Relief Program - Step by Step Guide 

CARES Act Resource Guide

We recommend all Chamber members refer to the following sources 
for the latest developments related to COVID-19:

Childcare for Essential Workers
​Unemployment Insurance  &  New Cares Act
US Department of Labor
State of Illinois Coronavirus Response Site
IDES (IL Department of Employment Securities)

State Treasurer's Illinois Small Business COVID-19 Relief Program
Illinois Awareness Dashboard
Governor Issues Disaster Proclamation

City of Crystal Lake 
McHenry County Health Department
​SBA Disaster Assistance in Response to the Coronavirus
US Chamber of Commerce
​World Health Organization

United States Environmental Protection Agency (EPA)
Illinois Liquor Control Commission (ILCC)

Do you have a question whether a business is considered essential? You can call the Essential Business Determination Hotline at 800.252.2923 or email at

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